Men and women that are injured at work may be eligible to file a workers’ comp claim. A workers’ compensation claim helps the injured worker with wage replacement and pay for their medical expenses. The workers’ compensation claims process varies among each jurisdiction, and it’s best to find reputable legal counsel in your own local area to assist with this difficult process.
The process for processing workers’ compensation claims in Michigan can be fairly complex. Injured workers who live in Michigan can follow the information in this guide to help get their own worker’s comp claim processed quickly and efficiently.
Workers’ comp claims in Michigan all follow the same basic procedures. The first step is for the injured party to inform their employer of their injury. Once the employer is aware of the injury it’s their responsibility to give the employee paperwork to fill out. This paperwork will contain questions detailing the specifics of the injury. In addition, the employer will have to fill out a basic injury report with the Workers’ Disability Compensation Office.
Once the paperwork has been completed and returned to the employer, the employer then sends the paperwork to their Insurance Company. The insurer will then evaluate the claim.
When Should the Injured Employee Report Their Injury?
The employee needs to fill out all of the necessary paperwork as soon as possible and return it to the employer. If the employee waits too long to fill out the paperwork, they may hurt their overall chance of success when trying to process their claim.
What if the Injuries Occurred Over Multiple Occasions?
If an employee begins to suspect that exposure to something at work has been causing health problems, it is their duty to report these suspicious to their supervisor or employer immediately. It is important that the employee does not delay, and talks to their supervisor right away.
How Is the Physician Selected?
One of the most important questions for the injured worker is “who selects the doctor that will be treating the injury?” Within the first ten days of treatment, the employer has the right to select the doctor. After that, the employee may select their own choice of doctor.
Most large employers have company doctors that provide treatment for most of the injured employees. Smaller business, however, will usually refer the injured employee to a local physician or provider.
Who Covers the Medical Bills?
Usually, the medical bills are sent directly to the employer and their insurance company. Injured employees usually do not cover their own medical costs, but if they do they are entitled to reimbursement from their employer.
Filing a workers’ comp claim in Michigan can be an intimidating task, but it is required for any injured employee hoping to receive the benefits they are entitled to. Anyone struggling with the worker’s comp claim process should find an experienced personal injury and workers comp attorney in their area who will fight for their rights.